Your clients trust you with some of the most important financial decisions they make. But when a director receives a Personal Guarantee demand, a client is struggling with personal borrowing, a CCJ arrives or creditor pressure begins to escalate, the conversation can quickly move beyond normal accounting work.
Stop Your Debt UK gives accountants and bookkeepers a straightforward route to refer clients who need additional support — while you remain their accountant and trusted adviser.

Accountants and bookkeepers are often among the first people to recognise when a client's financial position is deteriorating.
A director forwards you a creditor letter. Someone asks whether their Personal Guarantee can be enforced. A client receives a CCJ claim. Personal borrowing starts affecting their ability to manage the business. Or a company begins experiencing serious creditor pressure.
Naturally, they turn to someone they already trust — you.
But these situations can consume valuable time and move into areas outside the normal accounting relationship.
That's where Stop Your Debt UK can help.
Instead of simply telling a client that you cannot assist, you can give them a clear next step and introduce them to a team that can help them understand what is happening and what options may be available.

Credit cards, loans, overdrafts and other personal borrowing are becoming difficult to manage.

A client has received a County Court claim, judgment or related correspondence and doesn't understand what happens next.

A director is being pursued personally for company borrowing or is concerned about their exposure under a guarantee.

Calls, letters, demands or escalating creditor action are beginning to overwhelm the client.

The client sends you a letter from a creditor, debt collector, solicitor or enforcement company and asks: "What does this actually mean?"

Where formal insolvency or specialist professional input may be required, SYDUK can help the client understand the situation and connect them with appropriate professional support.
You send your client your unique SYDUK referral / Introducer link.
They complete our short referral form and tell us what they need help with.

Our team reviews the information and contacts the client to understand the situation.
We help them understand the available next steps and, where specialist regulated, legal or insolvency expertise is required, appropriate professionals can be involved.
Better Support for Your Clients. Less Time Outside Your Remit.
Spend less time trying to interpret creditor letters or deal with issues outside your core accounting work.
Instead of saying "we can't help with that", give the client somewhere to go
The client remains your accounting client. We're there to deal with the specific financial difficulty they've been referred for.
Personal debt, PGs, CCJs, creditor pressure and financial distress don't always fit neatly into one category.
Where a matter requires regulated financial, legal or insolvency expertise, appropriate professionals can be involved.
Qualifying introductions that become clients may attract a referral payment in accordance with the Professional Referral Network terms.
Clients frequently forward worrying financial correspondence to their accountant simply because they don't know who else to ask.
LetterChekr™ gives clients a simple way to submit a letter for an initial plain-English explanation of what they've received and what may require attention.
Where the situation needs further support, the client can then speak with the Stop Your Debt UK team.
Three Simple Steps
1. Upload Your Letter
Take a clear photograph of the letter or upload your document.
You don't need to understand what it says before uploading it.
2. Understand What It Means
LetterChekr™ reviews the contents and explains the important information in plain, straightforward English.
3. Understand What May Happen Next
You'll receive clear information about the urgency of the correspondence, important dates, potential consequences and the general processes that may follow.

Complete your details below and one of our consultants can discuss the letter with you and help you understand the options available.
That's it. In around 30 seconds, you'll receive a plain-English explanation of your letter.

"I came to at one of the most difficult times in my life. For years, I struggled with mounting debt and the constant stress of creditor calls. I had no idea where to turn or how to move forward. From the very first consultation, the team was compassionate, understanding, and clear about my options. They guided me through the entire process with patience, explaining each step and making sure I felt supported throughout. Thanks to their expertise, I was able to enter in to breathing space and has the time to regain control and generate cashflow again. But what really made the difference was their commitment to helping me rebuild my financial life afterward. They provided strong negotiations to all of my creditors and now 12 months later I have saved a ton of cash and paying even less per month and have a healthy financial outlook. I’m so grateful for their help and would recommend to anyone who is facing financial struggles."
Stop Your Debt UK helps individuals and business owners understand difficult financial situations and take practical next steps.
We support clients dealing with personal debts, Personal Guarantees, CCJs, creditor pressure and business financial difficulties, while coordinating with appropriate specialist professionals where their situation requires regulated financial advice, legal representation or formal insolvency services.
Our approach is built around clarity. We explain complex situations in plain English, help clients understand the options available and ensure they know where specialist professional involvement may be required.

Yes. Qualifying introductions that proceed to certain paid Stop Your Debt UK services may attract a referral payment, subject to our Professional Introducer Network terms.
Full details are provided to approved introducers.
There is no cost to register your interest in joining the network.
No. There is no charge to register your interest in the Professional Introducer Network.
No. The purpose of the referral relationship is to provide additional support around the specific financial difficulty. You remain the client's accountant.
Individuals, business owners and company directors experiencing issues such as personal debt, Personal Guarantees, CCJs, creditor pressure or business financial difficulty.
Refer the enquiry and explain what is happening. We can establish whether the matter falls within our scope and whether another specialist may be required.
Approved introducers receive an individual referral identifier/link so introductions can be attributed to their practice.
Stop Your Debt UK is not a firm authorised or regulated by the Financial Conduct Authority (FCA) or the Solicitors Regulation Authority (SRA).
We provide practical support, information and assistance to help individuals and business owners better understand their financial situation and identify appropriate next steps. We do not hold ourselves out as a regulated law firm, insolvency practice or provider of FCA-regulated debt counselling or debt adjusting.
Where a client's circumstances require a regulated activity, formal legal representation, insolvency services or other specialist professional advice, we work with or refer the client to appropriately authorised and regulated professionals.
This allows Stop Your Debt UK to act as a practical first point of contact while being clear about the boundaries of the services we provide. Our aim is to help clients understand what is happening, organise the issues they are facing and connect them with the appropriate professional support where required.
We believe transparency is important, which is why we make our regulatory position clear to clients and professional referral partners from the outset.

Stop Your Debt UK is a national debt support platform helping individuals and company directors understand financial problems, organise their position and access the appropriate professional support when specialist or regulated advice is required.
Stop Your Debt UK is not an FCA-authorised debt advice firm or an SRA-regulated law firm. Where regulated or reserved professional services are required, the relevant work is undertaken by an appropriately authorised third-party professional. Learn More
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